“ A quick note to say thank you so much for all of your help with the CFP. You were incredibly helpful, providing a calm reassuring voice giving me the belief to say that 'I can do this'. As you know, the CFP is such a tough piece of work, and attaining this with your help really does mean so much to me so I cant thank you enough. I would highly recommend future candidates to get in touch with you to help them get over the line. ”
“ If you’re planning to sit the CFP case study, you will certainly benefit from working with Jackie. Her knowledge and insight of the process, combined with her helpful and engaging approach helped me pass first time. Jackie is extremely knowledgeable and approachable, which was a reassuring experience given the task at hand. Thank you very much for the additional pointers and help! ”
“ I would 100% recommend Jacqueline Lockie CFP™ for anyone working towards level 7. I failed my first submission, after which I spent an hour with Jackie looking at my feedback. It really helped me to breakdown exactly what I needed to do and made it all a lot less overwhelming. I'm delighted to say I passed last week! If I had spent time with Jackie on my first submission, I think it would have definitely taken away a lot of the pain. Thank you again Jacqueline Lockie CFP™ ”
“Thank you Jacqueline Lockie CFP™ for your tremendous help! I’m fortunate to say that I passed my first submission and your guidance has made it possible. Not to mention your patience and sympathy while witnessing my many rants. You understood my suffering and with your support I was able to pick myself after every single zoom session. Keep doing what you’re doing Jackie! You’re a massive asset to our Financial Planning community 💪 Happy to say that we have also subscribed to your Financial Planning Symphony to help our graduates achieve excellent results in their careers.”
“It’s no exaggeration to say that I wouldn’t have got through the CFP case study without Jackie’s help. I had fallen into the common trap at the start of this process thinking, “I’m already doing the job so this should be fine” and found myself struggling with creating a plan which passed the assessment standards. I engaged with Jackie with a few one to one sessions to help me address the areas I had feedback following two unsuccessful solo attempts. She not only kept me on the right track with some specific pointers, but she helped me adjust my focus and think differently about how I presented the study to ensure I gave the markers what they needed, which in my case absolutely made the difference between passing and failing. Her knowledge and insight of the CFP process and just her helpful and engaging approach made this a little easier, and I’m delighted to finally pass thanks to her help.”
“If I'm completely honest, I'm not sure how I would have even got started with the Level 7 assignment without Jackie's material and help. Her spreadsheet videos were invaluable to my background analysis then her suggestions on how to structure the piece were really helpful as well. In working through the course, there are online modules which are broken down into chapters so you can easily go back to areas you would like to repeat. Jackie is so friendly, knows the subject really well and is straight-talking when you need a bit of a boost in completing the assignment. If you're thinking of taking on the Level 7 coursework, this is the place to come.”
"I wanted to say thank you for your support during the recent CFP case study submission. Having you at the end of the phone/zoom call was a massive help. This qualification is the most difficult, complex and time-consuming project I have taken on, in a long time. As you know, I had entered the qualification last summer and for various reasons I decided not to proceed. This left me doubting myself as I was struggling with the amount of work and the time involved…..never mind those spreadsheets!!!!!!! You helped me to break it down into small chunks, working through the different stages one step at a time. It sounds so simple but sometimes you can get overwhelmed and just want to quit. Working to a plan, knowing I had to have made progress before our next scheduled call focused my mind. Whilst I didn’t always get as far as I should have, you helped me through this and we got there in the end. I am now one step further than the summer and submitted my first submission. This feels like progress and we’ll see how the assessment goes. For anyone thinking of doing the qualification, I strongly recommend speaking to Jackie before starting – create the plan – work to it – and be held accountable all the way through. "
"Thank you so much for your help with my case study submission for the CFP. I was on my “last chance” 3rd submission and I wish I had found you before I started the 1st one!! Your process includes both 1:2;1 coaching and a multitude of online resources which were invaluable. By making me look at the entire case study in a step-by-step method, ensuring I didn’t get too far ahead of myself, and accounted for the changes needed in the plan as the recommendations developed. The 1:2:1 sessions were incredibly calming and helpful and the online resources that I could dip into as and when I needed them were invaluable. The CFP is without doubt, the hardest qualification I have undertaken and although I learned a lot through the adversity of several attempts, I also know I would not have passed it without the clarity and structure you brought to the process. For anyone looking to follow the CFP route, I highly recommend you speak with Jackie from the start! "
Jackie was a huge help in getting me through my CFP. After failing my first submission with a score of just 42% I was feeling extremely disappointed and miles away from passing. Jackie was able to help me understand the marking system and explained to me how with a few simple changes I would have sufficient marks to pass. I made the changes to the areas that we discussed and was delighted to pass on the second submission with a score of 93% ! Thank you Jackie!
“Jackie has a wonderful way of making two very important things happen when your head is spinning at 137mph when doing the Level 7 section of the CFP. Firstly she puts you at ease, creating a strategy within a manageable timeframe. Secondly, she works with you in a way to get the best out of you which ensures that you push on even through those hard days. I firmly believe that I would not have been able to submit my report were it not for the help, support and guidance of Jackie. She has saved me so many hours and sleepless nights”
Let’s look at an overview of what’s required.
Financial planning is like doing a giant 3D jigsaw puzzle. We are trying to get the best all-round fit for the clients’ objectives.
We need a mixture of hard facts and answers to additional questions that will add the colour we need about the clients’ objectives. In short, we need to ask great questions and listen to the answers.
Embarking on the CISI level 7 case study assessment is no easy feat. It isn’t meant to be. After all, it is set at master’s degree level. I often say to my coaching clients, if was easy, everyone would do it and then there would be less value in it; a bit like doing your entry level 4 regulated exams.
Becoming a Certified Financial Planner professional allows you to do two things:
You will be provided with a net worth statement and income tax calculations for the clients current situation. You need to become very familiar with them. Think about the following things:
You also need to be very familiar with how to calculate revised income tax and capital gains tax as necessary. For example, if you find that you need to increase a client’s pension contribution, whether by salary sacrifice or otherwise, this will affect the income tax calculation for that client. This will have a knock-on effect of potentially altering the amount of net disposable income that the clients have to spend on other recommendations that you will make later in the plan. Consequently, if you cannot accurately alter the tax calculations to reflect this sort of change, learn that now.
If you have been unsuccessful in your CISI L7 financial plan submission, please watch this video and go to our Journal page for more articles and videos to help.